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Insurance coverage for long term care can be difficult to understand, especially if you don't know who to turn to for advice.

We provide the help you need. We will provide you with long term care quotes and help you find your best long term care options to meet your needs.

Simply complete the "Request Long Term Care Insurance Quotes" to recieve your free no obligation quotes.

 

Did you know?

  • A study by the U.S. Department of Health and Human Services indicates that people age 65 face at least a 40 percent lifetime risk of entering a nursing home.

  • 22 percent of those age 85 and older are in a nursing home.

  • Women have a 50 percent greater likelihood than men of entering a nursing home after age 65

Long Term Care Insurance

Insurance is very important to protect yourself against the risk of great financial loss. As an example, medical insurance pays your doctor and hospital bills if you need medical care. But how can you protect yourself against the significant financial risk posed by the potential need for long-term care services, either in a nursing home or in your own home?

Long-term care goes beyond medical care and nursing care to include all the assistance you could need if you ever have a chronic illness or disability that leaves you unable to care for yourself for an extended period of time. You can receive long-term care in a nursing home, assisted living facility, or in your own home. Though older people use the most long-term care services, a young or middle-aged person who has been in an accident or suffered a debilitating illness might also need long-term care.

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Long term care insurance quotes

The Rising Costs Of Long Term Care Services

In 1994, 7.3 million Americans needed long term care services. The average cost then was $43,800 per year.

By 2000, this number rose to 9 million Americans. The average cost was $55,750 per year.

Currently the cost is $77,000 per year.

By 2020, 12 million Americans will need long-term care.

By 2030 23+ million Americans will need long term care services. And the cost will average $300,000 annually per individual!