Who Gets the Lowest Auto Insurance Rates
Posted by Tom Carolan on Mon, Jul 12, 2010 @ 06:27 PM
There are many risk factors that auto insurance companies use to determine different types of drivers' auto insurance rates. We have put together the risk factors to identify the particular driver that enjoys the best auto insurance rates.
This is the profile of the perfect driver from an auto insurance companies point of view.
- This driver is typically female, since women are statistically safer drivers than men.
- This female driver has an impeccable driving record, without any accidents.
- She is married, and she is between the ages of 50 and 60, and has been driving many years.
- She lives in a rural area, and drives an economical automobile equipped with alarms and a GPS tracking device.
- She has a college education, and has a very good credit score.
- She works very close to home, therefore keeping annual mileage to a minimum.
- If she insures more than one vehicle, then she's getting the absolute best rates available.