Insurance Blog

No Car Insurance Price Breaks For Heather Locklear

Actress Heather Locklear is the poster child for why auto insurance rates go up after traffic violations. She got a DUI charge in 2008 and is currently being investigated for a recent hit and run accident. With auto insurance rates that are undoubtedly already very high, she should not expect an auto insurance rate reduction anytime in the near future.

The most recent accident happened near her Thousand Oaks, California home. It appears that she hit a street sign and even though there were no witnesses, other evidence indicates that it was indeed her. Debris left at the scene of the crash was tied to her car. Neighbors witnessed her car in the area at the time of the crash. A security camera in the area even captured her vehicle nearby just prior to the accident.

To date, 48 year old Locklear has only received a misdemeanor hit and run ticket for the incident. Apparently there is no proof that she was the actual person driving her vehicle, which was undoubtedly involved in this accident. In fact the accident itself was reported only 16 hours after it occurred. This also means there is no possibility of proving whether Locklear was sober or drunk at the time.

Celebrities and The Likelihood Of Bargain Car Insurance Rates

It is very common to hear about celebrities being in all sorts of trouble, such as getting arrested for a DUI. Regardless of their fame, anyone who gets in repeated at-fault accidents or drives under the influence of alcohol or drugs will have to pay the price of higher car insurance premiums. It seems that more and more celebrities who are involved in accidents also have alcohol or drugs in their system. They need to understand that using any amount of drugs or alcohol and driving is a bad idea because reaction time is affected often before you even realize it.  

Alcohol and Drugs Lead To Loss Of Good Auto Insurance Rates

Many people who have been drinking are not aware of how impaired they truly are. Even if you have only a mild buzz, chances are you are too impaired to safely drive a vehicle. There are numerous effects on your driving from even a minimum amount of alcohol.

• Your night vision will be reduced. 
  
• You are less able to act rationally and make good decisions.
  
• Reaction time is considerably less swift.
  
• Coordination of reflexes is slower.
   
• Your judgment of distance is off.

Even though it is not sure if Heather Locklear was impaired at the time of the latest accident involving her vehicle, but she has been convicted of DUI in the past. Many like her do not listen to advice against drinking and driving. The use of alcohol and drugs are a fast way to lose your good auto insurance rates. Don't let it happen to you.